Planning
June 27, 2025
Do I Need a Will AND a Trust?
When clients sit across from us at HTG Advisors, one of the most common questions we hear is: “Do I need a will and a trust?” It’s a question that often gets delayed until a...
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All BlogsChildren and MoneyFinancial Foundations EducationGeneralInsuranceInvestingPlanningRetirementSaving and BudgetingTaxesTransitions
November 29, 2024
Financial Acronyms That Need Your Attention!
Remember when the most stressful letters in your life were GPA and SAT? Now there are new acronyms that warrant your attention! Before you get lost in holiday chaos or start mapping out your 2025...
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November 29, 2024
The Gift of Time: How to Help Your Children Save for Retirement
Here is an unusual holiday gift idea for affluent parents: a retirement nest egg for your kids. If you are in the fortunate position of having more than you need to support your lifestyle for...
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November 15, 2024
Understanding Annuities
Planning for retirement income raises many questions, including whether annuities should be part of your future income strategy. While there’s no one-size-fits-all answer, understanding annuities is key to making informed decisions. In this blog, we’ll...
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November 1, 2024
What Charitable Giving Strategies Are Right For You?
As the holiday season approaches, charitable organizations ramp up their appeals for year-end contributions. Instead of responding to each request in isolation, consider developing a comprehensive charitable giving strategy to maximize the impact of your...
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October 28, 2024
Financial Foundations: The Importance of Reviewing Your Employee Benefits
As we enter the open enrollment season for 2024, we wish to remind you about the importance of reviewing your employee benefits. Whether you’re with a new employer or staying at your current job, taking...
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October 18, 2024
Third Quarter 2024 Investment Commentary
With U.S. inflation on the decline, the Federal Reserve lowered short-term interest rates. The Federal Reserve’s preferred inflation measure, the Core PCE deflator, has fallen to 2.7%, moving steadily towards the 2% target. This improvement...
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October 4, 2024
New Rules for Inherited IRA Required Distributions
The landscape of inherited Individual Retirement Accounts (IRAs) has undergone significant changes in recent years with the introduction of the SECURE Act in 2019 and its subsequent enhancement, SECURE 2.0. Below, we will outline the...
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September 26, 2024
Financial Foundations: Managing Debt
Managing debt is a crucial skill, especially for young adults who often find themselves juggling student loans, credit card balances, car loans, and other large expenses. Whether you find yourself with rising debt or wish...
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September 20, 2024
Factors to Consider When Investing in Residential Rental Property (Real Estate) versus the Stock Market
Investing in rental property is often touted as a path to financial freedom, but the reality can be far more complex and potentially less rewarding than many realize. While residential real estate can provide a...
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