You’ve probably heard about “Trump Accounts” — officially Section 530A accounts — a new savings and investment vehicle for minor kids that opened for contributions on July 4, 2026. And they’re already generating a lot...
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When you sell an investment for more than you paid for it, the profit is called a realized capital gain — and the IRS wants its share. Understanding how these gains are taxed is one...
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Your financial advisor can be one of your most valuable professional relationships—but like any partnership, what you get out of it depends largely on what you put in. At HTG Investment Advisors, we’ve spent over...
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The Tax Cuts and Jobs Act (TCJA) of 2017 brought sweeping tax changes, including lower individual income tax rates and an increased estate and gift tax lifetime exemption. However, most of these provisions were temporary,...
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This time of year, our real and virtual mailboxes receive tax documents from custodians that reflect activity from the prior year. 1099, 5498, 1042 …. cryptic numbers that don’t give you any clues as to...
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Selecting the right financial advisor is an important decision. Knowing what qualities to look for and how to evaluate an advisor’s expertise can be challenging. What criteria should you use? What is the yardstick by...
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Several times a year, after months of intensive study, a determined group of budding financial planners “sit” for the day-long exam to become a CERTIFIED FINANCIAL PLANNER™. It is a tense day and the culmination...
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The concept of home ownership seems to be entrenched in the psyche of Americans, and most people consider owning a home as one of the best ways to accumulate wealth. Moreover, for most Americans, housing...
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The goal of tax-efficient investing is simple: maximize the amount of investment return you keep by minimizing how much is lost to taxes, without jeopardizing the integrity of the portfolio. With a U.S. tax code...
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Recently we have been receiving more calls from prospects indicating they are looking for a fee-only advisor. This is good news for us and great news for consumers, as it shows that the public is...
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