Discover the Benefits of Working with HTG

Confidential
Exploratory
Educational

Start with a Complimentary Call Today

Let’s take a few minutes to answer your questions and learn more about how we can help. Schedule a call with one of our advisors using our online scheduler here.

Is HTG Right For Me?

Coordinated financial and investment planning

Collaborate with a trusted partner throughout your financial journey

Impartial advice from seasoned fiduciaries

It’s easy to CONNECT with HTG

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Step 1

Complimentary Introductory Call

Our initial call is to gain a basic understanding of your situation and for you to learn more about HTG and our services. It’s an opportunity to ensure that your needs match up with our expertise. If it seems like we may be a good fit, we’ll plan a follow-up meeting to take place either in person or virtually.

Get Started Today

Schedule your complimentary call today.

SCHEDULE HERE

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Step 2

One-Hour Follow-up Meeting

You will meet with two HTG advisors to further discuss your needs and learn more about us and the benefits of working with HTG. Our focus will be on achieving a clear understanding of your goals in working with an advisor and determining if we are a good match.

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Step 3

Now, you think about it.

We understand that hiring a financial advisor is a big decision. We want you to be confident in your decision to partner with HTG. You may always contact us if you have any follow-up questions after our initial meetings.

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Step 4

New HTG Client Onboarding Process

Once you sign a Wealth Advisory Agreement and become an HTG client, you will begin working with two advisors whose expertise aligns with your specific needs. You will also meet your HTG support team who will make the onboarding process as easy as possible for you.

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Step 5

Establish and execute your plan!

We’ll now delve deeper into your financial priorities and your unique situation. Together, we’ll create a customized plan to meet your objectives through a blend of financial planning and investment management. Our wealth advisory service timeline outlines examples of the multiple services offered to clients through the initial stages of our relationship.

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Step 6

Communicate, communicate, communicate!

Our team is now on hand to monitor your HTG-managed investments and serve as a sounding board and resource for any financial decisions that arise. We aim to have regular, recurring meetings to stay apprised of the changes in your life. To further simplify things for you, we are pleased to communicate directly with your other professional advisors, such as accountants or estate lawyers, to ensure a coordinated plan.

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Step 7

Track and Report Your Progress.

Every quarter, we provide you with a personalized investment report which includes information to complement the statements you receive from your custodian. We’ll check in on your plan annually, or as your circumstances change, to make sure you stay on track. We are available to meet with you as often as you wish.

Find Out How We Can Help You

Let’s take a few minutes to answer your questions and
learn more.

SCHEDULE YOUR CALL

Have Questions?
Let's clarify the details.

What does Fee-Only, Fiduciary mean?

Fee-Only indicates that we only receive fees from our clients. We do not receive compensation from the sale of any financial products. As Fiduciaries we are legally and ethically bound to act in our clients’ best interests. As Fee Only Fiduciaries, we are committed to prioritizing our clients’ interests ahead of ours.

I don’t live in Connecticut. Can I still work with HTG?

Yes. In fact, our clients are geographically dispersed across the country; fewer than half reside in Connecticut. We are accessible via telephone and video conference and regularly schedule trips to regions outside the NY Metro area.

Will HTG prepare a financial plan for me without investment management?

At this time, our offerings include comprehensive financial solutions that encompass both financial planning and investment management, so we do not offer stand-alone financial plans. Our integrated service allows us to provide a holistic and tailored approach to managing your financial well-being.

Do you have minimums? or What are your fees?

As a fee-only fiduciary, we do not receive commissions or fees from the sale of financial products. Our fees come exclusively from our clients. All of our services, including financial planning, investment management, client meetings, performance reviews, portfolio reporting, tax reports, etc., are included in our fees, which are billed quarterly in arrears.

Our fees are comprised of a fixed fee of $3,000 per year plus an assets under management fee starting at 0.75% that declines at higher asset levels.

Who will I work with if I become an HTG client?

At HTG, we take pride in maintaining a low client-advisor ratio to ensure clients receive the personalized attention and service they deserve. When you become an HTG client, you will be assigned two advisors who will work closely with you to understand your unique financial goals and craft a tailored strategy to achieve them. Additionally, you will have access to our entire group of experts and support staff. We operate as a collaborative team, so you can benefit from the collective expertise and resources of HTG.

What is HTG’s investment philosophy? What investment vehicles does HTG use?

We apply proven investment principles such as asset allocation and diversification in implementing your plan. We use a combination of quality funds to effectively implement the allocation. Funds are selected based on process, performance, cost, tax-efficiency and manager experience.