Required minimum distributions sound simple — take money out of your retirement account once you reach a certain age. In practice, RMDs are one of the most complicated and costly areas of retirement planning. Once...
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As we enter the open enrollment season for 2024, we wish to remind you about the importance of reviewing your employee benefits. Whether you’re with a new employer or staying at your current job, taking...
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With U.S. inflation on the decline, the Federal Reserve lowered short-term interest rates. The Federal Reserve’s preferred inflation measure, the Core PCE deflator, has fallen to 2.7%, moving steadily towards the 2% target. This improvement...
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Managing debt is a crucial skill, especially for young adults who often find themselves juggling student loans, credit card balances, car loans, and other large expenses. Whether you find yourself with rising debt or wish...
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Investing in rental property is often touted as a path to financial freedom, but the reality can be far more complex and potentially less rewarding than many realize. While residential real estate can provide a...
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Having recently lost my father to complications from COVID-19 and dementia, I am drawn to the subject of diminished capacity, which, as I learned firsthand, can create a multitude of challenges from the practical to...
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As you continue your journey towards building your financial future, one key decision you may be facing is whether to contribute to a Traditional 401(k) or a Roth 401(k). Both options have unique advantages, and...
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Shortly, we will know who our next president is, and which parties will control the House and the Senate. Until then, we can expect to hear constant messaging about what each side will do or...
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The US presidential election is capturing widespread attention, dominating news headlines and social media posts, as it fast approaches this November. Not to mention delivering some twists and turns months before Election Day. The potential...
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The U.S. stock market’s growth this year continues to be dominated by a small number of technology stocks. Ten stocks now represent 37% of the S&P 500 Index’s market capitalization. This is the greatest concentration...
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