Required minimum distributions sound simple — take money out of your retirement account once you reach a certain age. In practice, RMDs are one of the most complicated and costly areas of retirement planning. Once...
READ MORE
With the advent of spring our attention shifts towards growth and development. Some big items on many people’s to-do lists range from spring cleaning at home to readying their garden in preparation for summer. It...
READ MORE
In today’s world, we have easy access to technology which allows us to track our investment portfolio frequently. However, as an investor, patience and time can be your greatest allies. The JPMorgan bar graph below...
READ MORE
Have you ever made a financial decision that you wish you could go back and correct? Perhaps it was a poor decision that cost you some savings, or maybe it’s a regret that isn’t as...
READ MORE
As tax season ramps up, we wanted to provide some useful information on tax rates and a few strategic moves that may help lower your taxes each year. Even though 2023 is behind us, some...
READ MORE
Figures updated for 2025 Health Savings Accounts (HSAs) are growing rapidly. Serious savers are embracing their immediate tax benefits and are learning of their even greater long-term value. The basics of HSAs are largely understood,...
READ MORE
There’s a saying that “hindsight is 20/20” and the older one gets, the more often that phrase seems to be used! A young person doesn’t always have the information – or knowledge- to make the...
READ MORE
There are innumerable articles encouraging individuals and families to “save more, spend less” and “save early, save often.” These are admirable goals, but these articles often fail to address how to prioritize your savings and...
READ MORE
Laurie, a single woman living in Boston, just turned 70. She loves her work as a consultant to startups and plans to work as long as she can. Laurie has been a disciplined saver over...
READ MORE
2023 financial market appreciation was well above expectations. Despite two wars, multiple bank failures, the highest global inflation seen in decades, and the U.S. almost defaulting on its debt, both stock and bond markets appreciated...
READ MORE