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fiduciary
Investing
July 8, 2026

Fiduciary Advisor vs. Broker: Key Differences Every Investor Should Know

Most people assume their financial advisor is required to put their interests first. The type of advisor you work with, and the standard they follow, shapes how advice is given, how your advisor is compensated,...
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All BlogsChildren and MoneyFinancial Foundations EducationGeneralInsuranceInvestingPlanningRetirementSaving and BudgetingTaxesTransitions
Planning, Saving and Budgeting
August 26, 2022

Expect the Unexpected

A few years ago my Bernese Mountain Dog, Bella (age 2 at the time), stopped eating for a few days. Berners can be finicky and don’t always eat voraciously, but by day 3, I was...
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Investing
August 19, 2022

Why Stocks and the Economy Diverge

Do you find it puzzling when a bleak economic report emerges from the press, only to be accompanied by a positive surge in the stock market?  You’re not alone.  The last few years have produced...
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Children and Money, Planning, Transitions
August 12, 2022

Legal Documents for College Students and Young Adults

Many people wait until the birth of their first child before considering a will, health care directive, or legal protection for their assets. The logic is that if you don’t have significant assets, there is...
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Investing
July 28, 2022

Second Quarter 2022 Investment Commentary

Economic growth is moderating Excessive pandemic-related stimulus coupled with labor and supply chain shortages has pushed up prices of goods, services, and housing in many markets. To mitigate inflationary pressures, central banks are raising interest...
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Investing, Planning, Retirement
July 22, 2022

Lessons Learned During My Forty Years as a Wealth Manager

Forty years ago, I started advising families on investing their financial wealth. Four decades have provided plenty of opportunities to make mistakes and observe others do the same. I share some below, and six lessons...
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Children and Money, Planning, Retirement
July 15, 2022

How a Summer Job Can Kickstart Your Retirement Savings

It’s that time of the year when teens and college students are toiling away at their summer jobs while the rest of us hit the beach. Retirement might not have been top of mind when...
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Children and Money, Insurance, Investing, Planning, Retirement, Saving and Budgeting, Taxes, Transitions
July 1, 2022

Video Guide: Women’s Webinar Series

Recently, HTG hosted a webinar series for women entitled “Financial Fitness Bootcamp”, with the goals of educating, empowering, and motivating women to take control of their financial futures.  Personal finance may not be a priority...
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Planning, Saving and Budgeting
June 17, 2022

What Can Financial Planning Do For You?

Have you wanted to chart a course for your financial future and take the guesswork out of today’s decisions? If so, you may benefit from a financial plan. The financial planning process can help you...
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Investing
June 3, 2022

Recessions and bear markets explained

A recession, which is a decline in economic activity, brings to mind companies going bust and employees losing their jobs. While there may have been as many as 48 U.S. recessions dating as far back...
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