Receiving an inheritance can provide financial opportunities, but also requires careful planning to avoid costly mistakes. CFP® certificant Kerry Connell highlights common mistakes and how to avoid them.
The distinct perspectives of different generations add value, both at work and play. HTG Investment Advisors benefits from the range of more than four decades between our youngest and oldest employees. Jeanne and I also...
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Our society values action. We enjoy “action movies”, we use “action verbs” on our resumes, and we praise active people. When we hear news, we think about what action to take. If we hear that...
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Much of the time we spend with our clients involves planning for their futures. Things like ensuring adequate savings and investing to meet future goals are critically important focus areas, especially for pre-retirees. For some...
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We are often asked why we use bond mutual funds rather than individual bonds in our clients’ portfolios. The question is typically posed as “Why would I own a bond fund when I can buy...
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Diminished capacity of a loved one is a multi-faceted issue. There are practical, emotional, safety and certainly financial impacts. Changes are often subtle but may still be evident to family or even non-family members. Clues...
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Tax day has come and gone and taxpayers can go back to more enjoyable pastimes for another 10 months. However, it would behoove those in the higher brackets to take time to consider whether they...
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Where should you live in retirement? Many have weighed in this topic and there are periodic ratings on which states are the best or worst places for retirement. One resource for such lists is WalletHub,...
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To feel confident that your savings will be sufficient to support your retirement, there are a number of risks to be managed. Part 1 of this blog published last month addressed managing longevity and lifestyle...
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![Is your savings enough to support your lifestyle in retirement? [man running with briefcase]](https://www.htgadvisors.com/wp-content/uploads/2017/04/Risk-part-1a-min.jpg)
Our current retirement system places all the planning responsibility on your shoulders and requires you to navigate many uncertainties, including: 1) What will your lifestyle cost in the future? 2) How many years will your...
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