Should I front-load or max out my 401(k) early in the year? How do I avoid losing my company match? These questions came up recently when my husband prepared for his annual bonus elections in...
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Note: Figures have been updated for 2026 “When should I begin receiving Social Security benefits?” This is a popular question without a “one size fits all” answer. Careful consideration of your personal circumstances and the...
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If you live in the Northeast part of the country today, chances are you are at home watching the beautiful snow fall and dreading the inevitable snow shoveling that is sure to follow. Today is...
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Yesterday’s Presidential election result, while not viewed as the likely outcome, was always a possibility. Sometime in the early hours of Wednesday we were reminded that unexpected events do occur. As the past reminds us,...
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Yesterday evening, I had the opportunity to attend a lecture by Lord Mervyn King, Governor of the Bank of England from 2003 to 2013. He is currently a Professor at NYU Stern where I am...
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After months of preparation and design, we are excited to announce HTG Investment Advisors’ brand new logo and website. To help us with the transition, we chose an award-winning web design company, Further Bound, whom...
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The 401(k) has replaced the traditional pension plan and represents the most common vehicle for building a retirement nest egg. Since the average US employee changes jobs 11 times before retiring, it is likely that...
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One often hears, “I am conservative, I only withdraw income and never touch principal.” It may surprise you though, that whatever your personal investment goals, this approach is not the best strategy to achieve those goals....
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