The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, has brought significant changes to the tax landscape—including some important shifts that affect charitable giving. While the law made permanent many...
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The following article was originally published by Wiggin and Dana, LLP and is reprinted here with permission. A revocable trust is a flexible estate planning tool that allows you to manage and distribute your assets...
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Your financial advisor can be one of your most valuable professional relationships—but like any partnership, what you get out of it depends largely on what you put in. At HTG Investment Advisors, we’ve spent over...
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When I started in 1990 as a CERTIFIED FINANCIAL PLANNER®, there were few fee-only planners or advisors. Brokers were more prevalent, but I wasn’t interested in selling products I wouldn’t buy myself. I began by...
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Charitable organizations frequently appeal for contributions throughout the year. Instead of responding to each request in isolation, consider developing a comprehensive charitable giving strategy to maximize the impact of your donations and simplify your giving....
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Dinner party conversations these days often include a discussion about a friend or family member who has been the victim of fraud and/or identity theft, or about an elaborate ruse they read about in the...
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Many articles focus on the question of housing affordability for young people starting out, but few address what a retiree (or retiree-to-be) can afford. For the first-time home buyer, the emphasis is on how much...
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Important Disclaimer: HTG Advisors is not a Medicare expert, and we rely on specialized Medicare professionals to advise our clients on a case-by-case basis. However, from our experience working with clients through healthcare transitions and...
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Over the past 5 years, a tug of war has been going on between the Department of Labor (DOL) and the courts over advice provided to retirement account holders. The DOL wants to require financial...
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Congratulations! Your child got into college! Now comes the really challenging part … paying for it! You may have saved a nice sum in a college savings plan over the years, but not enough to...
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