Should I front-load or max out my 401(k) early in the year? How do I avoid losing my company match? These questions came up recently when my husband prepared for his annual bonus elections in...
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What is the debt ceiling? The federal debt limit (ceiling) restricts the total amount of money that the Treasury Department can legally borrow at any point in time. Since the initial debt limit was set...
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A positive quarter despite many challenges Inflation, Federal Reserve monetary policy tightening, debt ceiling concerns, bank failures, the war in Ukraine, and now, the indictment of a former President does not sound like the backdrop...
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The goal of tax-efficient investing is simple: maximize the amount of investment return you keep by minimizing how much is lost to taxes, without jeopardizing the integrity of the portfolio. With a U.S. tax code...
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The rapid rise of interest rates over the last year has led some investors to focus on a yield-oriented investment strategy. The thinking is: I am conservative; I can live on income and never touch...
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Clients often ask us how to ensure that their assets are “safe”. The answer to this question lies in understanding the difference between FDIC insurance for bank accounts and SIPC protections for brokerage accounts. What...
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We seek instant gratification. Ask Alexa or Siri and we can answer any question or watch any movie. But our increased desire for quick solutions has made investing well much more difficult. None of our...
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Recently we have been receiving more calls from prospects indicating they are looking for a fee-only advisor. This is good news for us and great news for consumers, as it shows that the public is...
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2022 was a challenging year for both stock and bond markets. The broad U.S. stock market (Russell 3000 Index) was down 19.2% in 2022, the first down year since 2018. The U.S. bond market had...
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HTG Investment Advisors is pleased to present our new educational series, Financial Foundations, focused on helping young adults better understand the opportunity and impact of saving, investing, and financial planning. What is the Financial Foundations...
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