The One Big Beautiful Bill Act (OBBBA), signed into law on July 4, 2025, has brought significant changes to the tax landscape—including some important shifts that affect charitable giving. While the law made permanent many...
READ MORE
After suffering through many years of low interest rates, investors are relieved to finally be earning a real return on their cash. Money market funds continue to yield north of 5% after earning less than...
READ MORE
US economic growth moderates and near-term recession risks recede. U.S. economic growth has slowed to a 2.4% year over year real growth rate through the second quarter as the effects of Fed policy and removal...
READ MORE
The last several years have certainly tested investors. If we’ve learned anything, it’s to expect the unexpected—pandemics, debt defaults, bank failures. There will often be something on the sidelines waiting to foil the jubilance of...
READ MORE
Several times a year, after months of intensive study, a determined group of budding financial planners “sit” for the day-long exam to become a CERTIFIED FINANCIAL PLANNER™. It is a tense day and the culmination...
READ MORE
An eventful second quarter. In May, First Republic, a well-regarded mid-sized bank, experienced a rapid decline in deposits, forcing the FDIC to merge it into JPMorgan Chase. In early June, Congress avoided the U.S. defaulting...
READ MORE
With ever-increasing technology capabilities and automation, you might wonder what this means for the financial advisory business. Will ChatGPT be able to take the place of a human advisor? The reasons ChatGPT will not replace...
READ MORE
The concept of home ownership seems to be entrenched in the psyche of Americans, and most people consider owning a home as one of the best ways to accumulate wealth. Moreover, for most Americans, housing...
READ MORE
With the U.S. markets outperforming their international counterparts in eight of the last ten years, investors may wonder if they should be invested in foreign companies or may be tempted to abandon their international equity...
READ MORE
What is the debt ceiling? The federal debt limit (ceiling) restricts the total amount of money that the Treasury Department can legally borrow at any point in time. Since the initial debt limit was set...
READ MORE