Inherited IRA rules have become increasingly complex with the SECURE Act and SECURE 2.0. New requirements took effect in 2025 that can dramatically impact beneficiaries’ tax situations. Inheriting a retirement account should feel like a...
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If you have a child who headed to college this fall, you might be wondering how to balance financial support with fostering independence. The college years represent a crucial window for developing financial literacy skills...
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Congratulations! Your child got into college! Now comes the really challenging part … paying for it! You may have saved a nice sum in a college savings plan over the years, but not enough to...
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Here is an unusual holiday gift idea for affluent parents: a retirement nest egg for your kids. If you are in the fortunate position of having more than you need to support your lifestyle for...
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Today, more than ever, teaching children about money early on is crucial for their future financial well-being. As financial advisors, we understand the importance of starting these conversations early and integrating them into everyday life....
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The notion of school summer vacations often evokes thoughts of leisurely days at the beach or enjoying time with friends. However, for numerous high school and college students, the reality is that these summer months...
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Whether you’re expecting a little bundle of joy or already cradling one in your arms, congratulations! This is an exciting (and maybe slightly overwhelming) time. Along with the endless onesies and midnight feedings, there are...
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The education savings vehicle that keeps getting better! With today’s average cost of a 4-year college education running at $101,210 for a public college and $230,290 for a private college and increasing at 5% per...
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Couples or single parents fortunate enough to have saved more than they need during their lifetimes face the decision of who gets the rest. Giving kids too much too soon risks emotional harm. Never telling...
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HTG Investment Advisors is pleased to present our new educational series, Financial Foundations, focused on helping young adults better understand the opportunity and impact of saving, investing, and financial planning. What is the Financial Foundations...
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