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finance advice young adult
Planning
May 16, 2025

A Financial Guide for Young Adults

Congratulations to recent graduates and hello to all twenty-somethings navigating early career life! Whether you’re just finishing college or a few years into your professional journey, establishing strong financial habits now will create a foundation...
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All BlogsChildren and MoneyFinancial Foundations EducationGeneralInsuranceInvestingPlanningRetirementSaving and BudgetingTaxesTransitions
bias in financial decision
Investing, Planning
February 7, 2025

Understanding Behavioral Biases in Financial Decision Making

Financial markets are often viewed as rational systems where participants make logical decisions based on available information. However, psychological research has consistently shown that human behavior in financial markets is far from rational. In fact,...
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taxes
Financial Foundations Education, Taxes
January 29, 2025

Financial Foundations: 2025 Contribution Limits & Your Guide to Tax-advantaged Savings

As we begin the new year, there’s no better time to take control of your financial future. Last year, we provided a financial checklist to kick off the new year, so we encourage you to revisit this...
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Q4
Investing
January 24, 2025

Fourth Quarter 2024 Investment Commentary

For the second year in a row, a small number of U.S.-based technology stocks earned exceptional returns. The S&P 500 Index returned 25% last year, slightly under 2023’s return of 26.3%. Back-to-back equity returns over...
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human ingenuity
Investing
January 10, 2025

The Power of Human Ingenuity

Markets demonstrated remarkable resilience in 2024 despite global challenges, rewarding patient investors and showcasing the power of human ingenuity.  As we enter in 2025, we wish to share this article written by David Booth, chairman...
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year end donation
General
December 27, 2024

HTG 2024 Holiday Giving and New Year’s Message

As 2024 comes to an end, we’re expressing our gratitude to our clients by supporting two vital causes. This holiday season, HTG is making donations on behalf of our clients to two organizations tackling critical...
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year end financial review
Planning, Retirement, Saving and Budgeting
December 13, 2024

Year-end Financial Review: Prioritizing Your Financial Future

For many, December is a time for celebrating, shopping, gift giving, and gathering with family and friends. It can also mean taking a break from work and allowing time for reflection. This year, consider carving...
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financial planning
Financial Foundations Education, Planning
November 29, 2024

Financial Acronyms That Need Your Attention!

Remember when the most stressful letters in your life were GPA and SAT? Now there are new acronyms that warrant your attention! Before you get lost in holiday chaos or start mapping out your 2025...
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Children and Money, Investing, Planning
November 29, 2024

The Gift of Time: How to Help Your Children Save for Retirement

Here is an unusual holiday gift idea for affluent parents: a retirement nest egg for your kids. If you are in the fortunate position of having more than you need to support your lifestyle for...
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annuities
Planning, Retirement
November 15, 2024

Understanding Annuities

Planning for retirement income raises many questions, including whether annuities should be part of your future income strategy. While there’s no one-size-fits-all answer, understanding annuities is key to making informed decisions. In this blog, we’ll...
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