Planning
June 27, 2025
Do I Need a Will AND a Trust?
When clients sit across from us at HTG Advisors, one of the most common questions we hear is: “Do I need a will and a trust?” It’s a question that often gets delayed until a...
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Transitions
April 23, 2020
Reflection in a Time of Isolation
Living alone in this time of Covid-19 gives one a lot of time to reflect. Being a senior citizen, I am statistically very vulnerable, yet I am hopeful that I will survive the unprecedented health...
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April 8, 2020
Coping in the Time of Coronavirus
Let’s face it; we could all use some help coping with life in coronavirus times. The following suggestions come from Dr. Roni Cohen-Sandler, a long-time friend of HTG. She is a clinical psychologist, author, and...
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March 26, 2020
Tips for Working Remotely
Six years ago, my husband and I made a longtime dream come true. We moved to Maine. I’m a native Mainer and spent summers here growing up. It’s where many of us “Mainers in Exile”...
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March 12, 2020
Planning Strategies for the End of the Stretch IRA
In my earlier blog, I covered the major new provisions of the SECURE Act. One of the biggest changes involved the curtailment of the time an inherited IRA could continue its deferral, raising the question-...
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October 10, 2019
The Value of Trying New Things
Are you ever faced with the desire for new experiences or a wish to test out new skills? What do you think of when these thoughts come to mind? “Oh no, not me. That is...
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September 12, 2019
An Octogenarian’s Take on Life
My father, Frank Sherwood, passed away recently, missing his 99th birthday by a month. He was a distinguished scholar and professor of Public Administration, but he started his work-life as a journalist and newspaper owner....
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March 14, 2019
The Next Best Thing to a Crystal Ball? A Financial Plan
Financial planning is the process of taking everything we know about a family’s financial circumstances, coordinating this data with their goals and objectives and then overlaying information and assumptions about the future. A financial plan...
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February 28, 2019
The Devil is in the Detail When Dividing Assets
In my previous blogs, I’ve described the divorce process from a timeline point of view: considering divorce, legal choices and the financial steps in divorce. Now let’s focus on an area where one or both...
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November 29, 2018
To Plan or Not to Plan?
“If you don’t know where you’re going, any road will take you there.” George Harrison I recently spent three days with 1,000 financial planners and 100 enthusiastic tech wizzes from eMoney Advisor, a leading wealth...
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