If you’re 70½ or older and still writing personal checks to charity, you may be leaving a significant tax benefit on the table. A Qualified Charitable Distribution (QCD) lets your IRA do the giving —...
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In the final days of 2022, President Biden signed into law a huge omnibus funding bill. The portion of the bill addressing retirement is referred to as SECURE 2.0 for short. The acronyms that were...
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We seek instant gratification. Ask Alexa or Siri and we can answer any question or watch any movie. But our increased desire for quick solutions has made investing well much more difficult. None of our...
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Recently we have been receiving more calls from prospects indicating they are looking for a fee-only advisor. This is good news for us and great news for consumers, as it shows that the public is...
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Over the past several decades, American football has eclipsed baseball as the most popular sport in terms of viewership. The secret to a successful football team is often a great quarterback and these talented players...
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2022 was a challenging year for both stock and bond markets. The broad U.S. stock market (Russell 3000 Index) was down 19.2% in 2022, the first down year since 2018. The U.S. bond market had...
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Couples or single parents fortunate enough to have saved more than they need during their lifetimes face the decision of who gets the rest. Giving kids too much too soon risks emotional harm. Never telling...
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HTG Investment Advisors is pleased to present our new educational series, Financial Foundations, focused on helping young adults better understand the opportunity and impact of saving, investing, and financial planning. What is the Financial Foundations...
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This guest post is written by David Booth, Executive Chairman and Founder of Dimensional Fund Advisors. He discusses the importance of sticking to a sensible financial plan – especially during the past three years –...
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Are you going to spend all your savings in your lifetime? Most families will. Some will update their plans and discover that they are likely to have more than they need. If your family is...
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