Connecticut is a beautiful, culturally rich state and a sought-after retirement location, but its tax and estate laws make it cost-prohibitive for many retirees. CFP® certificant Allison Donaldson shares what you should consider before deciding...
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Volatility has returned to financial markets this year and for investors focused on the long-term, this is good news. Market volatility provides two opportunities to add value to portfolios. Buy low One way to benefit...
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The impact of election outcomes on the stock market is often contemplated in the weeks leading up to an election. With U.S. mid-term elections scheduled for next week, we found the following article by Dimensional...
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With college costs rising at an average annual rate of 5.7% (since 1983 according to J.P. Morgan), the best advice on college savings is to save early and save as much as you can. But...
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The distinct perspectives of different generations add value, both at work and play. HTG Investment Advisors benefits from the range of more than four decades between our youngest and oldest employees. Jeanne and I also...
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Our society values action. We enjoy “action movies”, we use “action verbs” on our resumes, and we praise active people. When we hear news, we think about what action to take. If we hear that...
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529 College Savings Plans were originally designed as investment accounts to save for a beneficiary’s future higher education costs. Prior to the new tax bill, withdrawals from a 529 would only be qualified (tax-free earnings...
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We are often asked why we use bond mutual funds rather than individual bonds in our clients’ portfolios. The question is typically posed as “Why would I own a bond fund when I can buy...
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Look just about anywhere today, and you’ll find someone wearing a Fitbit, or some device that tracks steps, sleep and pulse rate. This is all part of a trend towards raising consciousness around our health...
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Life is a series of transitions. While each transition offers challenges, opportunities can also be uncovered. During one such transition almost 25 years ago, Tom and I recognized an opportunity to fill a long-held dream...
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