Optimize your long-term strategy and minimize lifetime taxes.
What You’ll Gain with Tax Planning
from HTG
Tax Plan
Expertise
Communication
Why Hire a Fiduciary for Tax Planning?
- Am I overpaying? Underpaying?
- Do I pay taxes on my 401k when I change jobs?
- How will my taxes change if I move to a different state?
- Do I report my inheritance on my tax return?
- How will my tax bracket change in retirement?
- Is my estate taxable?
- Do I need to report gifts, and how much am I allowed to give?
- Do I pay taxes on employer stock incentive plans?
- How do I file my return after divorce?
- Are life insurance payouts taxed?
- What are the tax consequences of RSUs?
HTG Advisors provides clear explanations and guidance so you can develop a tax strategy that fits your life and goals.
Tax Planning Services
While tax accountants primarily focus on compliance in the current year, we
incorporate tax planning into your long-term financial plan.
Our Engagement Process
Free Introductory
Call
Collaborative
Planning
Ongoing
Relationship
Are you missing tax minimization opportunities?
We integrate tax expertise into every financial plan, so you don’t have to wonder if you’re overpaying.
What Our Clients Say
Reviews are based on unique experiences and may not be representative of all client experiences. No cash or non-cash compensation is provided to those leaving a review. Investing involves risk, including the possible loss of principal and fluctuation of value. Past performance is no guarantee of future results. Additional information about HTG Investment Advisors is available in its current disclosure documents, Form ADV, Form ADV Part 2A Brochure, and Client Relationship Summary report.
Tax Planning Success Story
You could be overpaying on taxes. Plan now to ensure a smart lifetime strategy.
We review your withholdings, optimize deductions, and evaluate savings strategies so you can keep more of what you earn.
Tax Planning FAQs
No, we do not provide tax preparation services. We focus on tax planning strategy and work collaboratively with your tax preparation professional to help ensure coordination between your tax planning and tax compliance needs.
No, we do not provide tax preparation services. We focus on tax planning strategy and work collaboratively with your tax preparation professional to help ensure coordination between your tax planning and tax compliance needs.
As a fee-only fiduciary, we do not receive commissions or fees from the sale of financial products. Our fees come exclusively from our clients, so you can count on us to be transparent and straightforward. All of our services, including financial planning, investment management, client meetings, performance reviews, portfolio reporting, tax reports, etc., are included in our fees, which are billed quarterly in arrears.
Our fees consist of a fixed fee of $3,000 per year plus an assets under management fee starting at 0.75% that declines at higher asset levels. While we don’t have strict minimums, our fees generally make sense for clients with at least $2 million in investable assets (excluding home equity and checking accounts).This allows us to provide the most value and makes the most financial sense for both parties.
Yes. We work with clients navigating equity compensation, business transitions, and other complex financial situations to minimize tax exposure and support your broader goals.
Tax planning and investment management go hand-in-hand. We focus on tax-efficient investing, asset location, and withdrawal strategies to help preserve more of your wealth over time.
Absolutely. Retirement brings new tax challenges, like RMDs, Social Security taxation, and Medicare premium thresholds. We help manage these factors to protect your income and reduce unnecessary taxes.
Yes. Our 30-minute introductory call is complimentary. It’s a chance to learn about your financial situation and share how we can help, without pressure or obligation.
Our services are offered as part of a comprehensive relationship. This allows us to provide coordinated tax planning and investment management support to give you the best long-term outcomes.
You’ll have regular check-ins, plus access to your advisory team as questions arise or life circumstances change.
Yes. In fact, our clients are geographically dispersed across the country; fewer than half reside in Connecticut. We are accessible via telephone and video conference and regularly schedule trips to regions outside the NY Metro area.
A knowledgeable financial advisor aims to protect you from financial mistakes that could jeopardize your long-term goals. As fee-only fiduciaries, HTG advisors always act in your best interest, giving unbiased expertise and guidance for your specific needs. We’ve been implementing proven strategies for our clients since 1993.
The HTG Difference
- Credentialed & Specialized – Our collective credentials are rare for a firm of our size. We have advisors with varied specialties, including a CPA/PFS™, an advisor trained in the financial complexities of tax.
- Collaborative – Our culture fosters a highly collegial and interactive environment, which ultimately leads us to find the best solutions for you.
- Multi-generational – Our advisors span generations. As your new life unfolds and needs evolve, we have the staff and collective resources to grow with you.
- Personalized and Responsive – Our low client-to-advisor ratio allows us to thoroughly understand your financial goals and unique circumstances, ensuring that you receive tailored, timely attention.