FAQ

We offer an introductory meeting in which we get acquainted with you, learn about your family, your goals and aspirations, and ascertain if we would enjoy working together. On the basis of this complimentary session, you can decide whether HTG is right for you.

Our clients love working with us. They say they like the fact that:

1. We invest time to get to know and understand them, which means our recommendations are specifically tailored to their circumstances.
2. We have a lot of experience. We’ve done this before.
3. Our portfolios use established investment principles and research. Our communications are clear and understandable.
4. We provide responsive and personal client service.
5. They trust us because it is clear that in everything we do, we put their interests first.
6. We make their financial life easier and more rewarding.

While we do not have asset level minimums, our fee structure works best for clients with at least $500,000 in investable assets.

Investing is a disciplined process designed to help you achieve your financial goals. We apply proven investment principles such as asset allocation and diversification in implementing your plan. We also pay attention to costs, knowing that paying too much for an investment can erode your financial progress. We help you stay on track and remain committed to your plan and thereby avoid detrimental mistakes that can derail your progress toward achieving your goals.

We are compensated solely by the fees we collect from our clients, like you. We do not receive compensation from any outside entity, including mutual funds or brokerage firms. This gives us the independence to choose from a wide range of investments, and to choose what is in your best interests.

Yes. In fact, our clients are geographically dispersed across the country; fewer than half reside in Connecticut. We are accessible via telephone and video conference and regularly schedule trips to regions outside the NY Metro area.

Your needs are matched with the best combination of dedicated HTG staff resources. We manage client relationships using a team approach; two of our advisors will be intimately familiar with your financial situation. On administrative issues, any one of our staff can assist you at any time.

Step 1: Contact Us
Give us a call to set up an introductory meeting, during which we will get to know each other. We enjoy learning about you, your family and goals to determine if our services will be of value to you. From the start, you will work with a team of two advisors who will become intimately familiar with your financial situation.

Step 2: Plan
We will work together to define the areas of your financial life that need the greatest attention. We may start with a comprehensive financial plan or simply focus on specific objectives for the assets we manage. We gather and evaluate your financial information. Through our state-of-the-art financial planning program, you will gain access to a secure personal financial website to view all of your assets in one place, track spending and upload important documents to your vault.

Step 3: Discuss
We discuss the initial findings of your financial plan, define action items and formulate an Investment Policy, our “roadmap” with clear investment parameters that align with your goals.

Step 4: Implement
We create a diversified investment portfolio specially designed for you. To help simplify your financial life, we are pleased to communicate directly with your other professional advisors such as accountants or estate lawyers to ensure a coordinated plan.

Step 5: Monitor
Every quarter we provide you with a personalized investment report, and as your circumstances change we update your financial plan. We encourage regular reviews of your progress toward attaining your goals. Our clients are our top priority, and our focus will always be to act in your best interest.